Lake Michigan Credit Union believes in the power of home.

We get it. Owning a new home is one of life’s most exciting milestones, and one of the largest purchase decisions you’ll ever make. It’s about drawing on the power to dream, and to make that dream a reality. With great mortgage rates we help turn renters into homeowners, growing pains into growing gains, and silver anniversaries into golden years.

Whether your plans include purchasing, building or refinancing – our great rates and competitive closing costs combined with a comprehensive selection of lending products make getting a mortgage with LMCU an experience you'll love.

Our dedicated mortgage staff is here for you every step of the way and LMCU continues to provide great service for the life of the loan.

Great low mortgage rates

Compared to traditional banks, you’ll pay less on your loan rate, less on your closing costs, and less in expenses over the life of the loan. Compare today's rates.

Purchase ›

Choose from a wide range of attractive mortgage programs, all designed to get you into the home of your dreams, on your terms.

  • Low down payment programs
  • Programs to meet any need – up-to 100% financing
  • Variety of terms

Refinance ›

Whether you're looking to lower your monthly payments, make renovations, or take advantage of your home's equity to finance a major purchase, refinancing your home with us is a great option.

  • Low fixed and adjustable rates
  • Restructure your loan terms
  • Take cash out of your home

Construction, Land & Renovation ›

Purchase land and build a new home. Finance that fixer-upper. Our one-time closings combine land and construction financing with your end home loan. You'll pay less in closing costs while guarding against interest rate increases.

  • Low fixed and adjustable rates
  • Down payments as low as 5%
  • One-time closing – lower closing costs

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